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What is a Collection Agency?

Need a Debt Recovery Company?

Searching for a debt recovery company is a sure sign that a company needs help with their debt collection. AAB is a national collection agency licensed and bonded to collect US debt. For over 40 years AAB has been operating as a specialized debt recovery company.

Debt recovery services come in two distinct categories, consumer and commercial debt. Consumer debt is incurred by individuals and commercial debt is incurred by a self-employed individuals or a limited company. As a rule agency commission rates are higher for consumer debt than commercial debt recovery.

What to look for first in a Debt Recovery Company

In some states a collection agency or debt recovery company doesn’t require a license or bonding to collect debt. In these states pretty well anyone can collect third party debt. In these situations be very cautious when dealing with a recovery company that isn’t licensed and bonded. Be sure to look before you leap when hiring a debt recovery company.

You will find applicable collection laws and regulations by state on this website that affect a debt recovery company. It should also be noted that in roughly 60% of the states a license is required to collect commercial debt. If you hire a company that isn’t licensed in that state then your company could be held legally liable for any mistake they make when pursuing consumer or commercial debt recovery.

It is always safer to deal with a company that is licensed and bonded for debt recovery. Also, bonding is further protection should a worst case scenario occur with the collection company.

Why AAB should be your Debt Recovery Company

AAB is a fully licensed and bonded debt recovery company. We have been in the collection business for over 40 years. AAB has a sophisticated infrastructure complete with 24/7 access to your files.

At AAB you don’t have to worry whether your debt recovery company is handling your accounts in a firm professional manner. You can view the progress on your accounts and view the actual collector notes. AAB is a transparent debt recovery company.

An AAB professional is available to answer any questions or concerns you may have. Give us a call or schedule a free consultation with our debt recovery company.
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