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What is a Collection Agency?

AAB is a National Debt Collection Agency

AAB is a national debt collection agency that is fully licensed and insured across the nation. For over 40 years AAB has been providing national services for commercial debt collection. If you need collection services on a national basis, then consider our national debt collection agency.

Collection agency licensing and regulations for commercial debt collection varies from state to state. Years ago very few states required a collection agency to be licensed to legally collect commercial debt. However, those days are long gone and now the majority of states require a collection agency to be licensed to collect commercial debt.

This can be a problem for a national company using a third party agency to collect their debt. While the collection agency may be licensed in some states, it does not automatically give the agency the right to collect in states where they are not legally licensed to collect debt. There can be potential liability for a creditor company if they retain an unlicensed national debt collection agency.

What to look for in a National Debt Collection Agency

Collection agency licensing is important, but the major consideration is how much experience the agency has in national debt collection. State laws that affect debt collection are different in each state. At AAB, our veteran commercial collectors know the collection laws and what they can and cannot do in each state. Protecting yourself from potential liability should be a major consideration when retaining a national debt collection agency.

Another consideration when selecting a national debt collection agency is scalability. Companies with a national accounts receivable portfolio often have larger volumes of debt for collection. In order to handle larger commercial volumes a collection agency needs an enterprise size information system and experienced commercial collectors. Size and technology are big factors when selecting a national debt collection agency.

Looking for a National Debt Collection Agency?

Then look no further. AAB has the experience, licensing, advanced technology and scalability to be your national debt collection agency.

There are a lot of other factors and considerations in national debt collection. An AAB professional with a minimum of 20 years in commercial debt collection is available to show you how we can increase your recoveries and improve your bottom line. Give us a toll free call or schedule a free consultation with our national debt collection agency.
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